PRIVACY NOTICE

Last updated: [Insert Date]

This privacy notice for AE Group Services USA LLC (“we,” “us,” or “our”), describes how and why we might collect, store, use, and/or share (“process”) your information when you use our services (“Services”), such as when you:

Submit your information through our online forms or advertisements to receive quotes or information about our insurance products (including Indexed Universal Life Insurance – IUL).

Visit our website, landing pages, or any site of ours that links to this privacy notice.

Engage with us in other related ways, including sales, marketing, or events.

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services.

SUMMARY OF KEY POINTS

What personal information do we collect? We may collect personal information such as your name, phone number, email address, and mailing address when you request information about our insurance products.

Do we process sensitive information? We do not process sensitive personal information.

Do we receive information from third parties? We do not purchase or receive personal information from third parties.

How do we process your information? We process your information to provide insurance quotes, communicate with you, send marketing, improve our Services, and comply with the law.

Do we share your information? We may share your information only with licensed insurance agents, trusted service providers, or when legally required. We do not sell your personal information.

How do we keep your information safe? We use technical and organizational safeguards. However, no system can be 100% secure.

What are your rights? Depending on where you live, you may have rights to access, correct, delete, or limit the use of your personal data.

How do you exercise your rights? You can contact us directly to submit a request.

Want more details? Please review the full privacy notice below.

TABLE OF CONTENTS

WHAT INFORMATION DO WE COLLECT?

HOW DO WE PROCESS YOUR INFORMATION?

WHEN AND WITH WHOM DO WE SHARE YOUR INFORMATION?

DO WE USE COOKIES AND TRACKING TECHNOLOGIES?

HOW LONG DO WE KEEP YOUR INFORMATION?

HOW DO WE KEEP YOUR INFORMATION SAFE?

DO WE COLLECT INFORMATION FROM MINORS?

WHAT ARE YOUR PRIVACY RIGHTS?

CONTROLS FOR DO-NOT-TRACK FEATURES

DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

DO WE MAKE UPDATES TO THIS NOTICE?

HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

HOW CAN YOU REVIEW, UPDATE, OR DELETE YOUR DATA?

1. WHAT INFORMATION DO WE COLLECT?

Personal Information You Provide:

Full name

Phone number

Email address

Mailing address or zip code

Automatically Collected Information:

IP address

Browser and device details

General usage and traffic data

We do not process sensitive information.

2. HOW DO WE PROCESS YOUR INFORMATION?

We may process your information to:

Contact you with insurance quotes or requested details.

Respond to inquiries or provide customer support.

Send you promotional and marketing communications (you can opt out anytime).

Comply with legal obligations.

3. WHEN AND WITH WHOM DO WE SHARE YOUR INFORMATION?

We may share your personal information with:

Licensed insurance agents affiliated with us.

Service providers that support our business (e.g., communication tools).

Authorities when legally required.

We do not sell your personal information.

4. DO WE USE COOKIES AND TRACKING TECHNOLOGIES?

We may use cookies, pixels, or similar technologies to improve your experience, measure campaign performance, and for limited analytics.

5. HOW LONG DO WE KEEP YOUR INFORMATION?

We will retain your information only as long as needed to fulfill the purposes outlined in this notice or as required by law.

6. HOW DO WE KEEP YOUR INFORMATION SAFE?

We use reasonable organizational, technical, and physical security measures. However, no online transmission is completely secure.

7. DO WE COLLECT INFORMATION FROM MINORS?

We do not knowingly collect data from or market to children under 18.

8. WHAT ARE YOUR PRIVACY RIGHTS?

Depending on your state of residence (California, Colorado, Connecticut, Utah, Virginia), you may have rights to:

Request access to your data.

Request correction or deletion.

Opt out of marketing communications.

Request not to have your data shared for targeted advertising.

9. CONTROLS FOR DO-NOT-TRACK FEATURES

We do not currently respond to browser “Do-Not-Track” signals, as no standard has been adopted.

10. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

Yes. Residents of California, Colorado, Connecticut, Utah, and Virginia have specific privacy rights under state law. These include the right to request, correct, delete, or opt out of certain uses of personal data.

To exercise these rights, please contact us using the information below.

11. DO WE MAKE UPDATES TO THIS NOTICE?

Yes. We may update this notice to remain compliant with laws. Updates will be posted with a revised “Last Updated” date.

12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions, contact us at:

AE Group Services USA LLC
📧 []

13. HOW CAN YOU REVIEW, UPDATE, OR DELETE YOUR DATA?

You may submit a request by contacting us at the email or address above. We will process your request in accordance with applicable laws.